Budget Planning That Actually Works for Your Life
Most people struggle with scattered financial tracking. We help you consolidate everything into one clear system so you can see where your money goes and make decisions that stick.
Explore Our Programs
How We Teach Financial Clarity
Our courses focus on practical techniques that work for real households and small businesses operating in Asian markets.
Real-World Scenarios
Every lesson uses examples from actual client situations. You'll work through cases that mirror what you face daily, not abstract theory.
Multiple Income Streams
Many of our students juggle several income sources. We show you how to track freelance work, rental income, and side projects without losing your mind.
Tax-Aware Planning
Taiwan's tax structure affects how you should organize your finances. We cover withholding, quarterly estimates, and year-end planning in plain language.

Why Budget Consolidation Matters
When your accounts are spread across three apps, two spreadsheets, and a shoebox of receipts, you're flying blind. Consolidation isn't about perfection. It's about having one place where you can answer basic questions fast.
How much did I spend last month? Which expenses can I cut? Am I saving enough? These should take seconds to answer, not hours of detective work.
Our autumn 2025 cohort starts September 15. Classes run eight weeks, meeting twice weekly in the evenings. You'll build a system that fits your actual life and learn to maintain it without constant stress.
What You'll Build in Our Program
We don't just teach concepts. You'll create a working system during the course and refine it based on feedback from instructors who've done this for years.
Centralized Tracking Setup
First two weeks, you'll choose your tools and connect all your accounts. We support multiple platforms but teach principles that work anywhere.
Category System Design
Week three and four focus on categorization that matches how you actually spend. Generic categories don't work for everyone, so you'll customize yours.
Monthly Review Process
The second half of the course builds your review habit. We'll walk through how to spot patterns, adjust allocations, and plan ahead without overthinking it.
Quarterly Planning Framework
Final weeks cover longer-term planning. You'll learn to set realistic savings goals and adjust your system as income changes or life circumstances shift.
Meet Your Instructors
Both have spent over a decade helping individuals and small business owners get their finances organized. They teach what actually works in practice.

Theron Kjeldsen
Theron worked in accounting before switching to education in 2013. He specializes in helping freelancers and contractors manage irregular income without panic.

Vidar Tamboli
Vidar ran his own consulting practice for eight years before joining us. He knows the struggles of mixing personal and business finances and how to untangle them.


Ready to Get Your Finances Under Control?
Our next program starts September 2025. Class size is limited to ensure everyone gets individual attention and feedback on their system.
Get Program Details