Budget Planning That Actually Works for Your Life

Most people struggle with scattered financial tracking. We help you consolidate everything into one clear system so you can see where your money goes and make decisions that stick.

Explore Our Programs
Financial planning workspace with organized budget documents

How We Teach Financial Clarity

Our courses focus on practical techniques that work for real households and small businesses operating in Asian markets.

Real-World Scenarios

Every lesson uses examples from actual client situations. You'll work through cases that mirror what you face daily, not abstract theory.

Multiple Income Streams

Many of our students juggle several income sources. We show you how to track freelance work, rental income, and side projects without losing your mind.

Tax-Aware Planning

Taiwan's tax structure affects how you should organize your finances. We cover withholding, quarterly estimates, and year-end planning in plain language.

Financial instructor reviewing budget consolidation methods

Why Budget Consolidation Matters

When your accounts are spread across three apps, two spreadsheets, and a shoebox of receipts, you're flying blind. Consolidation isn't about perfection. It's about having one place where you can answer basic questions fast.

How much did I spend last month? Which expenses can I cut? Am I saving enough? These should take seconds to answer, not hours of detective work.

Our autumn 2025 cohort starts September 15. Classes run eight weeks, meeting twice weekly in the evenings. You'll build a system that fits your actual life and learn to maintain it without constant stress.

What You'll Build in Our Program

We don't just teach concepts. You'll create a working system during the course and refine it based on feedback from instructors who've done this for years.

1

Centralized Tracking Setup

First two weeks, you'll choose your tools and connect all your accounts. We support multiple platforms but teach principles that work anywhere.

2

Category System Design

Week three and four focus on categorization that matches how you actually spend. Generic categories don't work for everyone, so you'll customize yours.

3

Monthly Review Process

The second half of the course builds your review habit. We'll walk through how to spot patterns, adjust allocations, and plan ahead without overthinking it.

4

Quarterly Planning Framework

Final weeks cover longer-term planning. You'll learn to set realistic savings goals and adjust your system as income changes or life circumstances shift.

Meet Your Instructors

Both have spent over a decade helping individuals and small business owners get their finances organized. They teach what actually works in practice.

Instructor Theron Kjeldsen

Theron Kjeldsen

Lead Financial Educator

Theron worked in accounting before switching to education in 2013. He specializes in helping freelancers and contractors manage irregular income without panic.

Instructor Vidar Tamboli

Vidar Tamboli

Small Business Finance Advisor

Vidar ran his own consulting practice for eight years before joining us. He knows the struggles of mixing personal and business finances and how to untangle them.

Students collaborating on budget consolidation exercises

Collaborative Learning

Work through real scenarios with peers facing similar challenges in group sessions.

Detailed financial tracking system demonstration

Hands-On Practice

Build your actual system during class with immediate feedback from instructors.

Ready to Get Your Finances Under Control?

Our next program starts September 2025. Class size is limited to ensure everyone gets individual attention and feedback on their system.

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